Recommended Tips when filing an insurance claim - From a insurance adjuster

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Tips

Insurance company will pay you the lowest amount for what you exactly described

  • Example: A "Toaster" would be around $20
  • Example: B "Toaster from Walmart" would net you $4.88
  • Example: C "High-end Toaster, Stainless Steel, Brand name" would be around $50

You should not lie on your claim, but you do have to be diligent and accurate as possible to ensure your getting the most compensation out of your claim.

List EVERY item

  • Designer Shower Curtain - $35
  • Matching Shower Curtain Liner for Designer Shower Curtain - $15
  • Shower Curtain Rings x20 - $15
  • Stainless Steel Soap Dispenser for Shower - $35
  • Natural Sponge Loofah - from Whole Foods - $15
  • Natural Sponge Loofah for Back - from Whole Foods - $19
  • Holder for Loofahs - $20
  • Bars of soap - from Lush - $12 each (qty: 4)
  • Bath bomb - from Lush - $12
  • High end shampoo - from salon - $40
  • High end conditioner - from salon - $40
  • Refining pore mask - from salon - $55

Nothing is unreasonable and nothing seems fake.

Pictures HELP

  • If your missing paper trails for legitimately expensive items, go through your photos to find a picture of it.